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Appraisal Services

Appraisals for the moments that matter most.

Each assignment begins with understanding why a value is needed and who will rely on it. Below are the circumstances we serve most often. RealValu provides written reports only; we do not offer expert witness testimony or court appearances.

Divorce and Marital Dissolution

An impartial value for the marital home, prepared for both parties and their counsel.

Who it serves

  • Spouses navigating separation
  • Family law attorneys
  • Mediators and financial advisors

Why it matters

When a home must be divided, retained or sold, both sides benefit from a value that neither party chose. We prepare an independent written report that counsel can rely on during negotiation and settlement, without advocating for either side.

  • Current or retrospective effective dates
  • Written report only; no testimony or court appearances

Estate Settlement and Date-of-Death Appraisals

Retrospective values as of the date of death, documented for executors and tax advisors.

Who it serves

  • Executors and personal representatives
  • Estate attorneys
  • CPAs preparing estate or basis filings

Why it matters

Establishing value as of the date of death supports distribution among heirs and helps advisors document stepped-up basis. We handle these assignments with patience, and with care for families who are already carrying a great deal.

  • Effective date set to the date of death
  • Coordinated access with family or representatives

Estate Planning and Gifting

Supportable values for transfers, trusts and lifetime gifts of residential property.

Who it serves

  • Property owners planning transfers
  • Estate planning attorneys
  • Wealth and financial advisors

Why it matters

Gifts and trust funding often call for a documented value at the time of transfer. A credible, independent report gives your advisors a clear foundation for the planning work they are doing on your behalf.

  • Current effective dates for planned transfers
  • Reports prepared for use by your advisory team

Property Tax Appeals

An independent opinion of value to inform a residential assessment appeal.

Who it serves

  • Homeowners who question their assessment
  • Tax consultants and CPAs
  • Investors holding residential property

Why it matters

If an assessed value appears out of step with the market, a well-supported appraisal can help you decide whether an appeal is worthwhile and what evidence to present. Our findings provide an independent perspective to help you make an informed decision.

  • Effective dates aligned to the assessment period where required
  • Appeal deadlines are set by the county; plan early

Pre-Listing Appraisals

Know what the market is likely to support before you set a list price.

Who it serves

  • Homeowners preparing to sell
  • Relocating families
  • Owners of unique or hard-to-compare homes

Why it matters

A pre-listing appraisal provides an opinion of value that you and your real estate agent can use when discussing a listing price. It can complement your agent's market analysis and help you prepare for the buyer's lender appraisal.

  • Independent of agents and brokerages
  • Useful for custom, rural or mountain properties

For Sale By Owner (FSBO) Support

A credible value reference for owners selling without an agent.

Who it serves

  • Owners selling privately
  • Buyers and sellers negotiating directly

Why it matters

Without an agent's pricing analysis, a professional appraisal gives you and your buyer a shared, documented starting point. It can shorten negotiation and reduce surprises when the buyer's lender orders its own appraisal.

  • Report can be shared with prospective buyers at your discretion
  • Lenders usually order their own appraisal

Pre-Purchase Appraisals

An independent opinion of value before you commit to buying a property.

Who it serves

  • Cash buyers
  • Investors evaluating acquisitions
  • Buyers considering an unusual property

Why it matters

A pre-purchase appraisal helps you understand a property's value before committing to the purchase. For cash and financed buyers alike, it provides an independent opinion to inform your decision. A private appraisal does not replace an appraisal your lender may require.

  • Timing coordinated with your contract deadlines
  • Not a home inspection; condition is observed, not tested

Cash Purchase

Understand the property's value when buying without a mortgage.

Who it serves

  • Buyers paying cash
  • Investors purchasing without financing

Why it matters

When you pay cash, there may be no lender requiring an appraisal. You can still choose an independent opinion of value to help assess the purchase price and make an informed decision before closing.

  • A voluntary appraisal for your purchase decision
  • Timing coordinated with your contract deadlines
  • Not a home inspection

Family Buyouts and Partnership Dissolution

A neutral value when co-owners, siblings or partners need to part ways fairly.

Who it serves

  • Siblings sharing an inherited home
  • Unmarried co-owners
  • Partners dissolving an investment

Why it matters

Buyouts go more smoothly when everyone works from the same independent figure. We are engaged to report value objectively, which helps keep relationships intact while the numbers are settled.

  • Engagement can be arranged jointly by all parties
  • Report findings shared only with authorized parties

Bankruptcy

Documented residential values for filings, exemptions and plan preparation.

Who it serves

  • Bankruptcy attorneys
  • Debtors and their advisors
  • Trustees requiring a current value

Why it matters

Accurate valuation of a residence can matter for exemptions, schedules and repayment plans. We provide a clear written report that counsel can incorporate into the filing.

  • Current or retrospective effective dates
  • Written report only; no testimony or court appearances

Retrospective Appraisals

Value as of a specific past date, supported by the market evidence of that time.

Who it serves

  • Attorneys and CPAs
  • Executors and trustees
  • Owners reconstructing historical basis

Why it matters

Many legal and tax questions turn on what a home was worth on a particular date. We research sales and conditions as of that date to develop a supportable retrospective opinion of value.

  • Effective date chosen by you or your advisor
  • Information about past condition is helpful

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